PRIVACY POLICY

Last updated November 15, 2010

Our Commitment to Your Privacy

http://www.mcfreproductivetoronto.com is an online service where members create personal profiles that can be shared with other members of and (non-member) visitors to http://www.mcfreproductivetoronto.com. To allow our members to identify each other and expand their network of friends, members can display personal and other information to other members of and visitors to http://www.mcfreproductivetoronto.com.

Your privacy is important to us. To better protect your privacy, we provide this Privacy Policy to explain our information practices and the choices you can make about the way your information is collected, used and disclosed. This Privacy Policy is accessible by a link at the bottom of every page on http://www.mcfreproductivetoronto.com and applies to all information collected through or submitted to the MCF Reproductive Toronto website.

We will fully cooperate with any request to release information to any law enforcement agency when a proper request is received. We may also take steps to protect the health and well being of members, visitors and other parties if we have reason to believe that any of these persons are in danger.

Collection and Use of Personal Information by http://www.mcfreproductivetoronto.com

In addition, http://www.mcfreproductivetoronto.com allows searches by real names by default. Email addresses are not searchable or disclosed to other users.

http://www.mcfreproductivetoronto.com also encourages member interaction within the network community by displaying random member profile information, including members' pictures, names, location and age.

We may use your external email address to respond to your inquiries or send updates or other news regarding the MCF Reproductive Toronto service. We also use Personal Information of members included in a member’s Profile to deliver advertising content that we believe may be of interest or use to a member.

From time to time, http://www.mcfreproductivetoronto.com may hold a promotion, sweepstake or contest on http://www.mcfreproductivetoronto.com. Members may be asked to provide Personal Information such as name, email address or home address or to answer questions in order to participate. If you participate, http://www.mcfreproductivetoronto.com may collect and use Personal Information to administer the promotion, sweepstake or contest. What information is being collected and how it may be used or disclosed (and to whom) will be made evident at the time of collection through the relevant promotion, sweepstake or contest rules.

http://www.mcfreproductivetoronto.com also logs non-personally-identifiable information of members and visitors to the site, including IP address, aggregate user data, and browser type. This information helps us manage the website, track usage and improve the website services. Aggregated information may be shared with third parties to provide more relevant services and advertisements to members. For example, we may tell an advertiser that X number of individuals visited a certain area on our website or that Y number of men or Z number of women filled out our registration form. http://www.mcfreproductivetoronto.com also records user IP addresses for the purposes of security and monitoring.

While we do not generally, or undertake any obligation to do so, we may monitor content, messages and other exchanges if we suspect members of being under the age of 13 or using our services in violation of our Terms of Use or Privacy Policy. Postings that appear on the public area of the site may be edited, deleted or removed in accordance with our Terms of Use.

Disclosure of Personal Information

MCF Reproductive Toronto will disclose Personal Information about payment and member Profile Data to our third party credit card process provider for billing and payment purposes and where there is suspicious credit card use or a dispute concerning a charge. We may also contact financial institutions directly to verify credit card information provided. In doing so, we may share the information we received about the credit card and member.

We sometimes receive calls from and/or attempt to call parents or guardians about a minor’s use of a credit card belonging to someone other than the member. Where a credit card belonging to a person other than the member has been submitted, we will first attempt to verify the identity of the caller as being the credit card holder and, if this is verified, we may release the name of the member who submitted the credit card information to us. It is important that you have the full consent of the credit card holder before submitting their card number to us to pay for services. We reserve the right to cancel your account at any time and prohibit your future use of the http://www.mcfreproductivetoronto.com site if you attempt to use a credit card without prior authorization.

We may share some or all of your Personal Information with any parent company, any subsidiaries, joint ventures, or other companies under a common control we may have (collectively, “Affiliates”), in which case we will require our Affiliates to honor this Privacy Policy.

In the event MCF Reproductive Toronto goes through a business transition such as a merger, acquisition by another company, or sale of all or a portion of its assets, your Personal Information will likely be among the assets transferred. You acknowledge that such transfers may occur, and that any acquirer of MCF Reproductive Toronto or its assets may continue to use your Personal Information as set forth in this Privacy Policy.

MCF Reproductive Toronto expressly reserves the right, and in some states may be legally required, to report certain materials, such as, but not limited to, child pornography or terror plans, that we may become aware of in the course of providing the Services to the authorities in charge.

Some Personal Information may be stored or processed by third parties, including contractors, business partners and affiliates located in the United States or India. Therefore, your information may be processed and stored in the United States or India. As a result, the governments, courts, or law enforcement or regulatory agencies may be able to obtain disclosure of your information through laws applicable in the United States and India.

Except as otherwise described in this Privacy Policy, http://www.mcfreproductivetoronto.com will not disclose Personal Information to any third party unless we believe that disclosure is necessary for one of the following reasons: (1) as required by law, including to respond to a subpoena, search warrant or other legal process received by http://www.mcfreproductivetoronto.com; (2) to enforce the http://www.mcfreproductivetoronto.com Terms of Use or to protect our rights; or (3) to protect the safety of the public and members of and visitors to the service.

Notification of Changes

If we decide to change our Privacy Policy, we will post any changes on our site and provide notification so that users will always be aware of what changes have been made to how information is collected, used and disclosed, and continued use of http://www.mcfreproductivetoronto.com shall constitute consent to the changes in the Privacy Policy.

Cookies

A “cookie” is a small piece of information/text sent by a web server to be stored on a user’s web browser so it can later be read back from that browser on subsequent visits to a website. http://www.mcfreproductivetoronto.com uses cookies to store visitors' preferences and to record session information, and allows communications, advertising, and Web page content to be customized according to browser type and member profile information. You may be able to configure your browser to accept or reject all or some cookies, or to notify you when a cookie is set, however, cookies must be enabled in order to access most functions on the site. Since each browser is different, check the "Help" menu of your browser to learn how to change your cookie preferences.

Links

http://www.mcfreproductivetoronto.com contains links to other sites. http://www.mcfreproductivetoronto.com is not responsible for the privacy policies and/or practices on other sites. A member should read the privacy policy stated on any site being accessed. The MCF Reproductive Toronto Privacy Policy only governs the privacy policies and practices of http://www.mcfreproductivetoronto.com.

Advertising

Ads that appear on http://www.mcfreproductivetoronto.com may be sent to members and visitors by us. http://www.mcfreproductivetoronto.com uses personal information from your Profile to deliver targeted advertisements that we think will most interest you. http://www.mcfreproductivetoronto.com does not provide Personal Information to advertisers, however, if you click on an ad appearing on http://www.mcfreproductivetoronto.com, you may be taken to an advertiser’s or other third’s party website. Your use of these other websites is subject to the privacy policies of those web-sites and http://www.mcfreproductivetoronto.com expressly disclaims all representations and responsibilities in relation to those web-sites.

Communications with Non-Members

Using our automated invitation system, MCF Reproductive Toronto members can send emails to invite friends to join the service. http://www.mcfreproductivetoronto.com stores the email addresses that members provide so that the respondents may be added to the friend's list of the member sending the invitations, and also to send reminders of the invitations. http://www.mcfreproductivetoronto.com does not sell these email addresses or use them to send any communication except for invitations and invitation reminders. Recipients of invitations from http://www.mcfreproductivetoronto.com may request the removal of their information from our database by contacting http://www.mcfreproductivetoronto.com. Non-members may stop http://www.mcfreproductivetoronto.com email invitations and other messages from being sent to any email address you control by clicking the unsubscribe link in the invitation email.

Blogs, Discussions, Content Collaboration, Interactive "Wall" and Other Public Forums

When you voluntarily post comments, photos, or videos, including your personally identifiable information to blogs, forums, the content collaboration area, the Interactive “Wall,” photo or video galleries or any other public forums, the information can be accessed by the public. In turn, the information can be used by those people to send you unsolicited communications. These posted comments are not Personal Information collected by MCF Reproductive Toronto.

Security

http://www.mcfreproductivetoronto.com uses physical and electronic precautions to protect member Personal Information stored within our database, and we restrict access to member information to those employees who need access it to perform their job functions, such as our customer service personnel and technical staff.

http://www.mcfreproductivetoronto.com uses member-created passwords to assist in the security of member accounts. It is your responsibility to protect your password as disclosure of it allows anyone to access your account, including all of your sent and received messages. You should also take precautions to protect your email account as anyone can request that your password be sent to your email address. As such, if you allow someone else to use or control your email account, that person may be able to gain access to your MCF Reproductive Toronto account. To protect your MCF Reproductive Toronto account, please ensure that you do not use the “Remember Me” feature or set your browser to remember your details on any public or shared computers.

While we take measures to attempt to protect your Personal Information and privacy, we cannot guarantee the absolute security of Personal Information due to actions of other members with whom you share your pages and information and factors such as unauthorized third party entry or use, or hardware or software failure which may compromise security.

For any additional information about the security measures we use on http://www.mcfreproductivetoronto.com, please contact us at .

Access to Personal Information

As set out below, MCF Reproductive Toronto permits requests for access to and review of Personal Information collected by MCF Reproductive Toronto about an individual by the individual concerned. An individual can request to access and/or update Personal Information collected about them by MCF Reproductive Toronto by sending an email request to . MCF Reproductive Toronto reserves the right not to change any Personal Information but may append any alternative text the individual concerned believes appropriate. An individual may also request that MCF Reproductive Toronto delete an individual's Personal Information from MCF Reproductive Toronto's system and records. However, due to technical constraints and the fact that MCF Reproductive Toronto backs up its systems, Personal Information may continue to reside in MCF Reproductive Toronto's systems after deletion. Individuals, therefore, should not expect that their Personal Information would be completely removed from MCF Reproductive Toronto systems in response to an accepted request for deletion.

MCF Reproductive Toronto reserves the right to decline access to Personal Information where the information requested:

1. Would disclose the Personal Information of another individual or of a deceased individual;
2. Was not collected by MCF Reproductive Toronto from the individual;
3. Would disclose business confidential information that may harm MCF Reproductive Toronto or the competitive position of a third party;
4. Is subject to solicitor-client or litigation privilege;
5. Could reasonably result in:
   1. serious harm to the treatment or recovery of the individual concerned;
   2. serious emotional harm to the individual or another individual; or
   3. serious bodily harm to another individual;
6. May harm or interfere with law enforcement activities and other investigative or regulatory functions of a body authorized by statute to perform such functions;
7. Is not readily retrievable and the burden or cost of providing would be disproportionate to the nature or value of the information; or
8. Does not exist, is not held, or cannot be found by MCF Reproductive Toronto.

Where information will not or cannot be disclosed, the individual making the request will be provided with the reasons for non-disclosure.

Where information will be disclosed, MCF Reproductive Toronto will endeavor to provide the information in question within a reasonable time and no later than 30 days following the request. MCF Reproductive Toronto will not respond to repetitious or vexatious requests for access. In determining whether a request is repetitious or vexatious, it will consider such factors as the frequency with which information is updated, the purpose for which the information is used, and the nature of the information.

To guard against fraudulent requests for access, MCF Reproductive Toronto will require sufficient information to allow it to confirm the identity of the person making the request before granting access or making corrections.

How to Contact Us

If you have any questions about this privacy policy, the practices of this site, or your dealings with this Web site, please contact our privacy officer at: